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California's home insurance crisis is spreading beyond wildfire country
- June 18, 2026 at 11:00 AM
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Realizing the dream of homeownership comes with a cold reality for millions of people in California: more expensive insurance premiums that cover less. Increasingly, the only option for some homeowners is the California Fair Access to Insurance Requirements (FAIR) Plan, a state-mandated backstop that, until recently, primarily provided coverage in places conventional insurers would not touch because of wildfire risk.
Originally published at Phys.org