Top 6 Non-Custodial Wallets That Make Buying Crypto as Simple as Your Daily Coffee Run

Buying crypto should be as easy as grabbing your morning coffee, and with the right non-custodial wallet, it can be. When it comes to fiat-to-crypto transactions, there are a few key features to look for. You want a wallet that supports quick and easy purchases with low fees, and offers multiple payment methods (like bank transfers or credit cards). Bonus points if it supports multiple blockchains and offers staking options to grow your assets. Here are the top 7 non-custodial wallets that make buying crypto simple and hassle-free.

1. NOW Wallet

NOW Wallet provides effortless multi-chain support, allowing users to store, send, receive, buy, sell, exchange, and stake their assets seamlessly. One of its unique features is its easy fiat-to-crypto functionality—an effective tool, especially for crypto newbies. All of this is made easy with ChangeNOW crypto exchange, ensuring that NOW Wallet users have access to seamless, limitless, and secure transactions with just a few taps.

Supporting 60+ fiat currencies, NOW Wallet users can purchase crypto using Mastercard, Visa, Apple Pay, Google Pay, or bank transfers. Keep in mind that users don’t need to register or complete KYC to use NOW Wallet, but for fiat-to-crypto transactions, it’s required by the wallet’s partner services.

NOW Wallet supports over 70 blockchains and 1,500 tokens. Once a user has crypto on their balance, they can start making transactions on different networks without leaving the app. If users happen to send tokens to the wrong network, NOW Wallet’s 24/7 customer support with a 99% resolution rate can help get them to the right place. This wallet simplifies transactions for different types of cryptos, including privacy coins such as Monero (XMR), OGs like Bitcoin (BTC) and Ethereum (ETH), meme coins like Dogecoin (DOGE), Shiba Inu (SHIB), and many more. Users can also enjoy the flexibility of adding custom tokens that run on supported EVM-compatible blockchains and Tron network.

Moreso, NOW Wallet enables in-app staking of Tron (TRX), Cardano (ADA), NOW Token (NOW), and more. For a more personalized experience, the wallet users get to unlock Pro benefits like cashback on each transaction, AML checks, unlimited crypto loans, and private domains for receiving crypto payments. NOW Wallet is accessible on Google Play and App Store as well as macOS, Windows, and Linux devices. 

2. Coinbase Wallet 

Coinbase Wallet rides on the popularity of the US leading crypto exchange, Coinbase. The wallet supports thousands of digital assets, including NFTs, and offers the users the opportunity to purchase, swap, and stake these assets. 

Buying crypto with fiat is a breeze through Coinbase Onramp, offering an easy and intuitive interface. Users can access over 100 cryptocurrencies and more than 60 fiat currencies with a single integration. Recently, Coinbase added Apple Pay to its Onramp service, making it even more convenient. Users can fund their wallets with 100+ tokens, enjoy no fees on USDC, and have access to a wide range of fiat currencies.

Although a product of a centralized exchange, it is considered one of the safest wallets in the crypto space. Features of its security architecture include two-factor authentication, multiple signatures, security locks, biometric logins, PINs, permission management, confirmation requests, and Ledger integration. 

However, unlike NOW Wallet and Metamask where you can choose transaction fee rates, there is a tendency for transaction fees to accumulate using Coinbase Wallet, especially for smaller transactions. The wallet’s strict vetting policy also means you have a limited number of cryptocurrencies and dApps available for user experience. 

3. Metamask

With over 30 million monthly active users, Metamask is one of the most popular non-custodial wallets. It provides a simple yet secure way to buy cryptocurrencies with fiat, store funds, and connect to blockchain-based applications.

The wallet’s fiat-to-crypto feature is now available in around 200 countries. It was first introduced in April 2023 and has expanded since then to include various payment options like Apple Pay, debit and credit cards, PayPal, wire transfers, and ACH bank transactions, making it even easier to swap your fiat for crypto.

Its portfolio site provides comprehensive insights into the performance of assets a user has across different networks. This feature allows the user to monitor trends, track price movements, stay informed, and make informed decisions. 

MetaMask primarily supports Ethereum and Ethereum-compatible blockchains. However, Metamask might be a poor option for individuals who store assets on non-EVM chains like Cardano or Solana.

4. Trust Wallet 

Trust Wallet lets users buy crypto with their local fiat currency, supported by global partners handling over 100 different currencies. Partners like MoonPay, Simplex, Banxa, Mercuryo, Ramp Network, and Transak manage the entire transaction process, making it easy to complete a purchase with just a few clicks directly from the app.

Supporting thousands of crypto assets, Trust Wallet like Metamask and NOW Wallet, all users full control and management of their assets. It enables users to buy, send, receive, trade, and stake cryptocurrencies. 

Aside from the millions of crypto assets it supports, Trust Wallet is compatible with 100+ blockchains and stores over 600 million NFTs. This means that users can transact these assets without having to switch the app. 

Though its multitude of supported assets is a plus, it also serves as a drawback, especially for newbies. These users may struggle to discern between legit crypto assets and fake ones. Also, the absence of two-factor authentication also puts a flaw in Trust Wallet’s security architecture. 

5. Exodus Wallet

Buying Bitcoin or crypto in Exodus is pretty straightforward. You can pay using debit or credit cards, PayPal, Apple Pay, Google Pay, or a bank account. There are also a few third-party providers you can use, like MoonPay or PayPal. The process is smooth, and your crypto usually shows up in about 5-20 minutes, depending on network traffic.

This wallet is known for its intuitive interface and ease of use. It has multichain compatibility and an integrated exchange through which users can quickly swap their tokens. They can also decide to earn passive income through its staking platform.

Exodus also offers 24/7 customer support that is highly efficient. In addition to its customer service reps, this support spreads across different platforms and includes a chatbot, a 10,000+ Discord community, and a robust Reddit community. 

Unlike Metamask and Trust, however, Exodus is closed-source. Hence, there might be questions about its transparency. Also, the wallet lacks common security features such as multi-signature transaction approvals and two-factor authentication. 

6. Zerion Wallet

Zerion makes it simple to fund your wallet with fiat through a fiat onramp. Once you’re in the wallet, you can easily access the option to buy crypto, and it’ll connect you to the onramp provider’s platform. You just enter the amount you want to spend, confirm the wallet address, and choose your payment method. Depending on the transaction size, you might need to complete KYC verification. This process allows users to quickly convert fiat into crypto and add it directly to their Zerion wallet.

Zerion supports over 60 DeFi protocols and has garnered more than 200,000 monthly active users. It comes with a DeFi interface and features through which users can invest, lend, borrow, and swap their digital assets. 

One distinguishing feature of this wallet is that while other wallets allow users to earn passive income through staking, Zerion users earn passive income by lending tokens and earning interest. Zerion is richly integrated with a plethora of DeFi protocols, which means users can easily access liquidity pools for rewards, as well as yield farming without having to interact with multiple dApps.

However, unlike Metamask, NOW Wallet, or Trust Wallet’s vast range of support, supported blockchains on Zerion are quite limited. 

Summary

The cryptoverse offers a wide array of wallets for users to store and manage their assets. However, not all of these wallets are reliable. This is why this article provides a comprehensive overview of some of the most reliable non-custodial wallets in the crypto space. All the wallets mentioned here—NOW Wallet, Metamask, Trust Wallet, Coinbase Wallet, Exodus, and Zerion—each have their own perks, but NOW Wallet really stands out when it comes to making fiat-to-crypto transfers easy, plus, it offers a solid selection of tokens and plenty of options for what you can do with your crypto next.

Disclaimer: This article is provided for informational purposes only. It is not offered or intended to be used as legal, tax, investment, financial, or other advice.