State pension age: You could be missing out on an extra £4,660 per year – act now

Martin Lewis gives details on claiming attendance allowance

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Reaching State Pension age can be a significant milestone in a person’s life, as it is at this age many people plan to leave the workforce. When reaching state pension age, eligible individuals can also receive their state pension sum. The full new state pension sum currently stands at £179.60 per week, but how much someone receives is dependent on their National Insurance contributions.

Regardless of how much someone actually receives, there is another payment which is available at state pension age.

However, many people are currently unaware they are eligible, and could be missing out as a result.

The payment is known as Attendance Allowance and is currently overseen by the Department for Work and Pensions (DWP).

It is available to people of state pension age who have a disability severe enough that they need someone to help look after them.

READ MORE: Savings: Britons urged to take action to give cash a ‘boost’

state pension attendance allowance

State pension age: You could be missing out on an extra £4,660 per year – act now (Image: Getty)

But the key point of consideration is that a person does not need to have someone caring for them in order to claim.

This could open up eligibility for far more individuals, who are encouraged to check if they could claim.

Attendance Allowance is currently paid at two different rates, and how much a person gets depends on the level of support they need.

The lower rate is set at £60, while the higher rate is £89.60 per week, and it can help with personal support and additional costs.


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As a result, Britons may be able to get up to £4,660 per year to help in their day-to-day lives.

The lower rate, the Government states, is for those who need “frequent help or constant supervision during the day, or supervision at night”.

But for the higher rate, individuals will need to require help or supervision throughout both day and night, or be terminally ill.

Attendance Allowance, however, does not cover mobility needs, and so a person will need to take this into consideration when claiming.

state pension UK

State Pension UK: What is State Pension? (Image: EXPRESS)

The payment is also not means-tested, which means what a person earns or how much they have in savings will not impact what they receive.

A claim for Attendance Allowance may also help a person with any other benefits someone receives.

This means a person could get extra Pension Credit, Housing Benefit or Council Tax reduction.

Individuals should check with the helpline or office which deals with their benefit to check their circumstances. 

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To claim Attendance Allowance, people can use the claim form to apply by post, without a postcode or a stamp.

A payment can be backdated to the date a person first puts in their claim to the DWP.

This is usually the date their form is received or the date a person calls the enquiry line – if the claim pack is returned in six weeks.

Attendance Allowance payments are issued directly into a person’s bank, building society or credit union account. 

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