Thérèse Coffey grilled on migration of Universal Credit
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Covid has wreaked havoc on household incomes over the last year or so, with businesses closed and fewer people on the high street. As such, many Britons have come to rely on the assistance provided by Universal Credit or PIP. Although nearly all of society in England has now reopened following “Freedom Day”, the need for financial help remains, and people will have questions about how benefits interact.
Does PIP affect Universal Credit?
Both PIP and Universal Credit serve to provide some relief for financially struggling households but in different ways.
PIP is not means-tested and provides additional income for those with extra costs incurred by long term physical or mental health conditions.
Universal Credit, on the other hand, supplements low incomes or aids those out of work.
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Before they can qualify for either benefit, they will have to go through a Work Capability Assessment.
These determine whether they are:
- Fit for work
- Have limited capability for work
- Or have limited capability for work and work-related activity
Universal Credit: Disabled people have several avenues to turn when struggling at or outside of work (Image: GETTY)
Successful PIP claimants could receive between £23.60 and £151.40 a week, while Universal Credit provides monthly payments between £94.90 and £605.60.
The two benefits will cross over for some people.
Disabled people may struggle to find work, leading to a low income, and require assistance for issues beyond their control.
Thankfully, while they may overlap, PIP does not affect the amount people can claim from Universal Credit.
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Universal Credit: PIP explained (Image: EXPRESS)
Some people may qualify for legacy benefits, as well, and not understand they can also claim another vital support.
UK legacy benefits include Housing Benefit, Employment and Support Allowance (ESA), Jobseeker’s Allowance (JSA) and Income Support.
Disability premiums exist to help claimants top up existing aid from other benefits.
Three types exist, the base disability premium and the enhanced and severe versions.
Disabled Britons can claim more than one of these at once, maximising their income.
Individuals relying on the base benefit could receive £34.95 per week, or £49.80 if they live with a partner.
Enhanced disability premium will provide an additional £17.10 for individuals and £24.50 for couples.
Severe disability premium provides the most, with a maximum of £66.95 for individuals and £133.90 a week for couples.