December 21, 2024

My father makes after-tax contributions to his 401(k). Should he take these as his RMD or leave them for his beneficiaries?

 My father makes after-tax contributions to his 401(k). Should he take these as his RMD or leave them for his beneficiaries?

My father makes after-tax contributions to his 401(k). Should he take these as his RMD or leave them for his beneficiaries?

“My father is a widower, so any beneficiary would be a non-spouse.”